You have worked your entire life toward one goal, your retirement! Visions of traveling the world, seeing the places you have always dreamed of, and taking part in many exciting adventures fill your daydreams. However, many retirees find they are unable to afford active retirement living. The cost of airfare, hotels, meals, and other travel expenses, in addition to their usual cost of living, is simply out of reach. Luxury living aboard your own cruise ship can be affordable.
Can you afford to live full-time on a cruise ship? Probably 중국배대지 not if you want to live on a conventional cruise ship, but probably so if you buy and own a cruise ship, along with other like minded individuals. The cost of living aboard a cruise ship is not much higher than the cost of living in a conventional home. Some things are more economical on a cruise ship, especially domestic help. Cruise ship crews are paid internationally competitive rates which are almost always lower than the minimum wages paid in the U.S.A. There is also economy in numbers.
A better question would be can you afford to NOT live full-time on a cruise ship? If you are currently a home owner, the odds are that your home will depreciate substantially during the second and third decades of this century. There is no doubt that the retiring baby-boomers will dramatically alter the economy. As they retire in greater numbers they will start drawing down their savings. I am not going to made predictions about the economy. There are plenty of others who can do a better job at that. It is sufficient to say that the housing price run-ups of the past thirty years or so are likely to be inverted for the next thirty years or so. If you have equity that you can cash-out now, you should take the money and run.
You can join with others who have similar concerns and interests and buy your own giant mega-yacht, such as a retired cruise ship or even a brand new cruise ship if you are not pinching pennies. I currently maintain a list of people who are interested in becoming part-owners of a cruise ship. For more specific information on how you can do this, please read my article titled: “You Can Be a Cruise Ship Owner Even If You Are Not Rich”